McLaughlin Smoak & Clarke Benefits creates healthier companies and educates their employees to keep healthcare costs down, long term. Our clients win with lower health care costs, less absenteeism, and more productivity. 

Our Services

Human Resource Assistance
Human Resources Management featuring compliance and guidelines
Comprehensive wellness program
Empower employees of all fitness levels to take control of their health
Health Care Reform
A educational & multi-faceted approach to reform
McLaughlin Smoak & Clarke University
Your password protected virtual library of health & wellness materials

The Latest From Our Wellness Blog

Manage Stress at Work

                Unfortunately a high percentage of Americans report feeling extremely stressed at work and while some stress can beneficial, extreme levels have health consequences. These problems may range from small things such as a cold to more serious diseases like heart disease. Because workplace stress is common, it […]

Meet Our Team

McLaughlin Smoak & Clarke's benefit knowledge and dedication can help your company overcome the obstacles you encounter in administering your benefit package. Meet Them


The inFORUM is held on the 3rd Thursday of each month at The Harbour Club in downtown Charleston, from 8am – 9:30am. Read More

Upcoming Events & Healthcare Reform

Lifetime and Annual Limits (Part 1)


The Affordable Care Act (ACA) prohibits health plans from imposing lifetime and annual limits on the dollar value of essential health benefits. This mandate became effective for plan years beginning on or after Sept. 23, 2010. However, “restricted annual limits” were permitted for essential health benefits for plan years beginning before Jan. 1, 2014. On […]