McLaughlin Smoak & Clarke Benefits creates healthier companies and educates their employees to keep healthcare costs down, long term. Our clients win with lower health care costs, less absenteeism, and more productivity. 

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Human Resource Assistance
Human Resources Management featuring compliance and guidelines
Comprehensive wellness program
Empower employees of all fitness levels to take control of their health
Health Care Reform
A educational & multi-faceted approach to reform
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The Latest From Our Wellness Blog

Why are Colds More Common in the Winter?

  Although never confirmed, its always been said colds occur more in the winter time, but why? Recent studies show our body’s immune system doesn’t work as well at lower temperatures. The results of these studies suggest as internal body temperatures fall after exposure to cold air, the body’s defense system weakens making a person […]

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McLaughlin Smoak & Clarke's benefit knowledge and dedication can help your company overcome the obstacles you encounter in administering your benefit package. Meet Them


The inFORUM is held on the 3rd Thursday of each month at The Harbour Club in downtown Charleston, from 8am – 9:30am. Read More

Upcoming Events & Healthcare Reform

New Guidance and Relief for Employer Payment of Individual Premiums (Part II)


Reimbursement of Medicare and TRICARE Premiums Notice 2015-17 notes that an arrangement under which an employer reimburses (or pays directly) some or all of Medicare Part B or Part D premiums for employees constitutes an employer payment plan. Similarly, an arrangement under which an employer reimburses (or pays directly) some or all of medical expenses […]