McLaughlin Smoak & Clarke Benefits creates healthier companies and educates their employees to keep healthcare costs down, long term. Our clients win with lower health care costs, less absenteeism, and more productivity.
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Group health plans often provide eligible employees with two regular opportunities to elect health coverage—an initial enrollment period when an employee first becomes eligible for coverage and an annual open enrollment period before the start of each plan year. In addition, to make health coverage more portable, the Health Insurance Portability and Accountability Act (HIPAA) […]