McLaughlin Smoak & Clarke Benefits creates healthier companies and educates their employees to keep healthcare costs down, long term. Our clients win with lower health care costs, less absenteeism, and more productivity. 

Our Services

Human Resource Assistance
Human Resources Management featuring compliance and guidelines
Comprehensive wellness program
Empower employees of all fitness levels to take control of their health
Health Care Reform
A educational & multi-faceted approach to reform
McLaughlin Smoak & Clarke University
Your password protected virtual library of health & wellness materials

The Latest From Our Wellness Blog

The Scoop on Sleep

  Everyone needs sleep every night because it keeps our mind and body healthy. The quantity and the quality of sleep are both very important because how well rested we feel the next day and our functioning depends on it. Sleep is important for us in several different ways. First, getting enough sleep can help [...]

Meet Our Team

McLaughlin Smoak & Clarke's benefit knowledge and dedication can help your company overcome the obstacles you encounter in administering your benefit package. Meet Them


The inFORUM is held on the 3rd Thursday of each month at The Harbour Club in downtown Charleston, from 8am – 9:30am. Read More

Upcoming Events & Healthcare Reform

Pre-Existing Conditions


The Affordable Care Act (ACA) amended the rules regarding pre-existing condition exclusions in the Health Insurance Portability and Accountability Act of 1996 (HIPAA). The HIPAA rules applied only to group health plans and group health insurance coverage, and permitted limited exclusions of coverage based on pre-existing conditions under certain circumstances. However, the ACA rules prohibit [...]